My Kohl’s Charge

Questions about your Kohl’s Charge card's 3-digit security code?VIEW FAQ

Apply for a Kohl’s Charge

Apply for a Kohl’s Charge today! Once approved, take an extra




your first Kohl’s Charge purchase
See details and exclusions below.*

apply now

Not sure? See if you prequalify today with no impact to your credit score. Get Started

Savings + Benefits




Gain access to extra savings offers throughout the year.


Enjoy a special anniversary gift every year.


Combine your Kohl’s Charge discounts with Kohl's Cash and rewards.

Plus, take advantage of
mobile payment options like Kohl's Pay, hassle-free returns, online and mobile bill payment and more.

mobile payment options like Apple Pay, hassle-free returns, online and mobile bill payment & MORE!

Become a Kohl’s Charge MVC

save even more

Spend $600 with your Kohl’s Charge by the end of the year to become a Most Valued Customer (MVC)!

That means you’ll receive additional offers throughout the year (like a birthday gift!) and enjoy free shipping events.


Birthday gift!


Enjoy free shipping events.

Download the Kohl’s App

kohls app.

Shopping + savings, all in the Kohl’s App.

Quickly and easily check your Kohl's Charge balance and make payments.


*OFFER IS VALID ON YOUR FIRST PURCHASE IN-STORE AND ONLINE WHEN YOU USE YOUR KOHL’S CHARGE. Offer must be presented at time of in-store purchase or Promo Code must be entered at to receive discount.

**Free Shipping promo code will be provided to MVCs signed up to receive email sale alerts. Promo Code must be entered at to receive discount. Surcharges may apply due to size, weight or special handling required. If your item has a surcharge, it will appear on the product page.

Most applications can be processed within 60 seconds. In some instances, an application may require some additional time to process, and the account may not be available for immediate use.

Limit one offer per customer. Dollar-off discounts, including Kohl’s Cash® coupons, Yes2You Rewards® and Promotional Gifts, will be applied prior to percent-off total purchase discounts/coupons. Offer cannot be used in conjunction with other percent-off discounts, including age-specific discounts. Offer not valid on the following categories and brands of merchandise: Gift Cards; Kohl’s Cares® cause merchandise or other charitable items; select online-exclusives; premium athletic; beauty and fragrance; consumables; Curated by Kohl's brands; select electrics; premium electronics; sporting goods; sports team merchandise; premium sunglasses; toys; Columbia; Dyson; select KitchenAid; Koolaburra by UGG; Levi’s; Lovepop; S’well and Timberland. See complete list of exclusions at or look for signs in store. Offer also not valid on price adjustments on prior purchases; payment on a Kohl’s Charge account; taxes, shipping and/or handling fees. Subject to credit approval. Reproductions or duplicates not accepted. Offer is nontransferable. See associate for details.


Are you a frequent Kohl’s shopper? Do you find yourself heading to Kohl’s stores or often for kids' clothing, bedding or kitchen gear? Apply for a Kohl’s Charge and save more than ever before! Your Kohl’s Charge entitles you to gain access to extra savings offers throughout the year. And, on your first day of using your Kohl’s Charge you can save another 30% on your purchase.* Not only that, but you get another 15% discount when your card arrives in the mail!

Save more by combining your Kohl’s Charge discounts with Kohl’s Cash and Yes2You Rewards. If you spend $600 on your Kohl’s Charge, you become a Most Valued Customer (MVC) and receive additional offers throughout the year. Save on everything your family needs, from shoes and everyday basics to furniture, jewelry and home goods. Your Kohl’s Charge can help you on your way to finding what you love for a great price.